Pennsylvania Uninsured/Underinsured Motorists Claims Lawyers
Protecting Your Rights When You Suffer Injury in an Accident Involving an Uninsured or Underinsured Motorist
The laws in Pennsylvania require every driver to have a minimal level of insurance on a vehicle so that injuries to others, as well as property damage, can be covered. Nonetheless, many individuals travel on the roadways in Pennsylvania without any insurance or with inadequate insurance to cover most types of motor vehicle accident injuries. What can you do if you have been hurt by a driver who is uninsured or underinsured? Are you simply out of luck? Not necessarily! You need to contact an experienced personal injury lawyer who is familiar with the laws governing coverage in these types of situations.
At the Kusturiss Law, we have more than 30 years of experience handling personal injury claims, including motor vehicle accidents. We represent injured people in eastern Pennsylvania and New Jersey. We have worked extensively with individuals who have suffered injuries in accidents involving other drivers who were either uninsured or underinsured. We understand the insurance laws, as well as the provisions of automobile insurance policies, and can help you determine what your options are and how you can best pursue full and fair compensation for all your losses. We have a solid and longstanding reputation in the local legal community for our refusal to give up when advocating for our clients. We are often able to use our determination, experience,knowledge and skill to get results that no one else thought possible.
Our Uninsured/Underinsured Motorists Claims Practice
In Pennsylvania, you can carry additional insurance on your vehicle that provides coverage in the event you are injured by an uninsured or underinsured driver. This type of coverage is optional, so you will need a knowledgeable attorney to review your policy to determine whether or not you are entitled to benefits. The additional premiums for this type of coverage, known as “UI/UIM” coverage, are often minimal, so it is not uncommon for most drivers to have the additional protection. Your insurance company will probably not take the initiative, however, to notify you of your rights to coverage, as they have a vested interest in paying you as little as possible to settle your claim.
A UI/UIM clause in your automobile insurance policy will likely provide coverage in any instance in which the other driver had little or no insurance, as well as in circumstances in which you cannot confirm if there is other insurance coverage available, such as hit-and-run accidents.
Kusturiss Law has a comprehensive understanding of automobile insurance policies and of the provisions that allow for recovery of benefits when another driver has no insurance or inadequate coverage to compensate you for your losses. We will carefully review your policy and help you take the measures necessary to get the compensation you need and deserve.